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How to Improve Your Cibil Score ? Credit Score Report

 Everyone is concerned about improving their cibil score and strengthening their financial report. but it is not that easy to improve cibil score and it will take time to improve the score there are many benefits for that so one must take this seriously and keep it in Mind. First of all, never default on your loan EMI because once you default on your payment then it will make a destructive impact on your cibil score and you will be facing a problem while taking other loans so never ever miss/default on the amount of an EMI. How to Improve Your Cibil Score? 1.) Use a credit card and make payments on time. 2.) Set Reminders on the Due Dates of your payments. 3.) Opt for a longer tenure for your loans. 4.) Avoid taking too many loans at a time. 5.) Check your cibil reports for mistakes and rectify them. How to Check Your Cibil Score? - You can check your cibil score on Cibil Score     What Cibil Score is Considered Best? - The cibil Score Range is Given Below 1.)  ...

What is IPO? How to Apply For an IPO?

 What is IPO? How to Apply For an IPO? Hello Everyone, Nowadays there is so much Craze is there for an IPO by the layman investors and retail investors as due to the pandemic all the people were finding a way to earn money from their home as they were stuck at their home due to the lockdown imposed by the government to control the pandemic effect. As per the reports, there are only 3 to 4% of the population of India is investing in the financial/stock market and there is a huge potential in finance so today we will be talking about the IPO What Is IPO? - IPO is known as Initial Public Offering  - When any new company is listing on a stock exchange that process is known as IPO - First of all, the company hires an Investment Banker for the valuation of a Company after that process they submit the documents of IPO to SEBI for approval. - After getting approval from a SEBI the company launches its IPO in the stock market and the participants can apply for the IPO. - After that, th...

Best Discount Stock Broker in India in 2022

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Best Discount Stock Broker in India in 2022 There are many stock brokers in India so it is difficult for you to select the best and most suitable broker for you so in this article we will be discussing the best discount stock broker in India  Best discount stock broker in India  :-  1.) Upstox   pros :-  - Low Brokerage  - Trusted Broker - Reliable - Easy User Interface  - Instant Helpline Facility Cons :- - No Sub Broker - Sometimes delay in helpline service So I hope in this article you got an answer for your question and will share link for account opening in ending of the article  Link To Open An Upstox Account :-   Upstox Demat Account Disclaimer :- If you open an account from this link I will get an little commission for that but you are not extra charged.

Top 5 Stocks to Invest in 2021 | Indian Stock Market

 =>   Equity Market is too popular after the covid pandemic as people become jobless and they were spending time at home due to the lockdown so people started a way to earn money from home and the stock market is one of the most rewarding careers if you do it in a right way whether it is trading or investment. =>Today we will be discussing 5 Stock idea's if you are planning to invest for the long term in the Indian stock market so let's begin with our first stock. 1.) Reliance Industries  - it is a well-known and established company in India it was incorporated by the dhiru Bhai Ambani who change the face of Indian industry by establishing a giant company that is included in the world's top 500 fortune companies. -  Main Business of Reliance Industries is an oil refinery but it has many other subsidiaries like reliance retail, Reliance jio, etc. - It is in the list of India's top 10 Companies. - The Financials of the company is very strong and growing year...

How To Open Free Demat/Trading Account ?

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=> Hello Are you finding how to open an free demat account then you are at right place ..  1. What is Demat Account ?  Ans ) It is used to trade in the stocks, mutual funds and other financial products and it is an legal and authorized way to trade in Indian market. 2.  Is there any Charge to open an demat account ? - Yes there are stock brokers who is charging their clients to open an demat account and there are other brokers who provide free demat account . 3. Is it Safe to open an Free Demat account ? - You should select an good Reputed and licensed broker no worry if they are providing free demat account. 4. What Documents are needed to open an demat account ? - Recent Passport Size Photos - Adhar Card - Pan Card - Last 6 Month Bank Statement - Bank Passbook Front page Copy => How much time it take to open an demat account ? - If you go for physical form method then it can take 2 to 3 working days and if you go for online mode then it can be open within 20 ...

Top 10 Stock Brokers in India

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=> There are two types of stock broker :-  1.) Full Service Stock Broker :-  - A full service broker is an licensed stock broker which provide wide range variety of products to its customers like Research analysis report, one sub broker for trade and other queries related to account , Portfolio Management services, Provide Fundamental And Technical Analysis Reports to its clients . - They have many offline branches and sub brokers so that client can also visit their branches for any kind of queries or to avail their services. => Advantages of Full Service Broker :-  - Branches At Multiple Location. - Offers an Research Reports and Advisory to Clients. - Dedicated Sub Broker for Trading and Services. - Provide Wide Range Of Products. => Disadvantages of Full Service Broker :-  - High Brokerage Charges. - Transaction Cost is Higher. => Top 5 Full Service Stock Broker in India :-  1.) Angel Broking 2.) Sharekhan 3.) Icici Direct 4.) Hdfc Securities 5.) ...

Why People Lose Money in Stock Market ?

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                                             Why  People Lose Money in Stock Market ? - Often this question strikes to the new people beginning their journey in the stock market and the financial world. - If you are reading this blog then you are lucky that you will go through the mistakes of the people and you will not lose money. - First of all learn to safe your money in the market and then move forward to earn money from the stock market. - People think that they know everything about stock market and start investing money in the stocks without properly analyzing the company's fundamental and technical analysis. - First learn the basics of the stock market and economy before doing any kind of investment and trading in the stock market. - People think that it is easy to earn money from stock market but it is not true and earning from the stock mark...

How Does Economy Impacts Stock Market ?

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=> There is an important impact of the economy on the stock market and economy is the main factor that drives the stock market and decides the direction of the stock market. - If the Economy of the country is good then it shows that the industries as well as companies of the country is performing well and it is generating an good profits so it will make the stock market rise and make their shareholders wealthy by equity profit gains and by giving them dividend. =>  Main Economic Data's That Impact Most  Stock Market :- - GDP - IIP - Govt Debt - Inflation Rate - Import Data - Export Data - Currency Rates - Demand And Supply Data => There Are Two Types Of Economy That Affects The Stock Market :- 1.) Indian Economy 2.) Global Economy => Indian Economy :- - If GDP is going down of the country then it shows that growth of country's economy is going down and it also impacts on the stock market as there will be less demands of the product ...

Who Makes Money From Stock Market ?

=> Generally all the peoples have this question in their mind that who makes money from the stock market as we listen that stock market is risky as well as it makes our pocket empty and also stock market means gambling ... => The People Who Makes Money From Stock Market are as Follow :- 1.) Long Term Investor - The best and mostly earned money from the stock market is the long term investor and the meaning of the long term is more than 5 years. - It does't mean that long term investor always makes money there are some conditions like proper research, buying at proper valuation and hold for long period. - You will rarely hear about long term investor lose money but when market is in the bear phase than nothing can be done. -Just remember the one thing when you are investing in the proper company then don't be panic while market is in the bear phase or volatile phase just stay invested on right business's stock and surely you will get good returns when the ...

How To Do Investment In Indian Stock Market For Long Term

=> Research - Many people do investment on the advice given by the family members, relatives, friends or brokers.This is the first mistake people do while investing in the stock market. - You should do investment in the stock market after your research only and if you don't have enough time to do research then you should consult an certified financial planner to get the best returns from the stock market. - While selecting the cfp you should check the past performance of that cfp and the certificates given by the authority. if you are going to research the stock by yourself then i will give you some tips to how to check the company before investment in the stock of that company. => Portfolio Diversification :- - Never make all your investment in one particular stock/sector always try to diversify your portfolio and lower your risk while investing in the stock market. - Portfolio diversification not only lower your risk on your investment but gives you the best re...

Early Investing Early Retirement

In today's era the early retirement trend is very popular, every one want to get retire at their 30's & 40's and then they want to enjoy their life by traveling or doing the things they like but the first step to achieve this goal is to start investing early. when others are spending in the parties & buying unwanted expensive things we should focus on saving & investment so that at age of 40 to 45 when we will achieve our goals of early retirement they have to job & we will become financially independent. Every one wants to get retire at early age but only small amount of population can archive this goal because to achieve the goals we have to do proper planning & execute that plan. Develop an habit of spending the  salary after saving because your needs will never reduce so you have to do saving first and then spend for your regular needs. Now we will talk about compounding interest, many of you have heard about earlier that compounding interes...

Fundamental Analysis

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1.) What Is Fundamental Analysis :- Fundamental Analysis means the financial statements of the company/enterprise, Management of the company, growth of the company, working model of company, quality of products that are manufactured by that company, quality of the management of that company. 2.) When it is needed :- It is important thing to do fundamental analysis of the company when you  want to invest in that company so that you can earn the maximum returns on your investment and your investment grow regularly.it is mainly used by the research analyst while making reports of the company or while searching for the value picks for the clients. 3.)How to do Fundamental Analysis :- =>The very first step is to check the management of the company if the management is clever and honest than you can keep trust on that company . =>Second step is to check the financial statement of the company. Is the company is in profit ? Is company's growth is consistent ? Is comp...

Power Of Compound Interest

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1.) what is Compound Interest/Working of compound Interest :- In simple terms the compound interest is the interest on interest that means the interest you earned from your investment is reinvested and you also get return/interest on it. the cycle of reinvesting repeats till we withdraw our investment. it is also known as the 8th wonder of the world and it is said that who understand compound interest they earn it & who don't they pays it.                                              [ Growth Of Money In Compounding Interest ] 2.) Formula OF Calculation :- A = P (1 + r/n) (nt) Where P=Principal amount       r= Annual interest rate       n= Number of Compound Periods       t= Time factor 3.) Power Of Compound interest :- The power of compounding interest works on the long term investments, and not for the...