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Showing posts from October, 2019

Early Investing Early Retirement

In today's era the early retirement trend is very popular, every one want to get retire at their 30's & 40's and then they want to enjoy their life by traveling or doing the things they like but the first step to achieve this goal is to start investing early. when others are spending in the parties & buying unwanted expensive things we should focus on saving & investment so that at age of 40 to 45 when we will achieve our goals of early retirement they have to job & we will become financially independent. Every one wants to get retire at early age but only small amount of population can archive this goal because to achieve the goals we have to do proper planning & execute that plan. Develop an habit of spending the  salary after saving because your needs will never reduce so you have to do saving first and then spend for your regular needs. Now we will talk about compounding interest, many of you have heard about earlier that compounding interes

Fundamental Analysis

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1.) What Is Fundamental Analysis :- Fundamental Analysis means the financial statements of the company/enterprise, Management of the company, growth of the company, working model of company, quality of products that are manufactured by that company, quality of the management of that company. 2.) When it is needed :- It is important thing to do fundamental analysis of the company when you  want to invest in that company so that you can earn the maximum returns on your investment and your investment grow regularly.it is mainly used by the research analyst while making reports of the company or while searching for the value picks for the clients. 3.)How to do Fundamental Analysis :- =>The very first step is to check the management of the company if the management is clever and honest than you can keep trust on that company . =>Second step is to check the financial statement of the company. Is the company is in profit ? Is company's growth is consistent ? Is comp

Power Of Compound Interest

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1.) what is Compound Interest/Working of compound Interest :- In simple terms the compound interest is the interest on interest that means the interest you earned from your investment is reinvested and you also get return/interest on it. the cycle of reinvesting repeats till we withdraw our investment. it is also known as the 8th wonder of the world and it is said that who understand compound interest they earn it & who don't they pays it.                                              [ Growth Of Money In Compounding Interest ] 2.) Formula OF Calculation :- A = P (1 + r/n) (nt) Where P=Principal amount       r= Annual interest rate       n= Number of Compound Periods       t= Time factor 3.) Power Of Compound interest :- The power of compounding interest works on the long term investments, and not for the short term investor, the more time you give the more return you will get.The people with patience can see the magic of the compound interest. It is like